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What is the Mortgage Process

What we need from you...

Providing all of the required documentation ensures that we can efficiently process your mortgage application.


We will advise which of the following you will need to provide:

• Agreement of Purchase and Sale

• MLS Listing

• Contact information for your lawyer: name, address, phone and fax numbers

• 2 pieces of personal identification for all parties involved

• Income and employment verification

• Recent pay stub(s)

• Letter of employment

• T4(s)

• Notice of Assessment(s) if self employed (NOAs)

• Proof of Down Payment: 3-month history of savings/investments

• Gift letter with bank statement

• Void cheque

• Copy of home insurance policy


An appraisal of the property may also be ordered. 


What you can expect from MMZ Financial Consulting Ltd.


We like to roll up our sleeves and get hands on with each and every client we service.  We will send your application to the lender(s) that can best meet your needs. We deal with over man different lending institutions, including major banks, credit unions, trusts and other national and regional lenders, which means we can put significant negotiating power to work for you. We also have access to many other private lenders and funds so this wealth of lender choice and availability helps us find the best mortgage to fit your specific financial situation.

After your mortgage closes, we will continue to stay in touch with ongoing communications and an annual review, because life doesn’t stand still and your mortgage needs can change over time. As your needs and situation shift, we will tailor your mortgage plan so that it always fits your current goals.

Please refer us to your family, friends and colleagues!

For More Info Click a Link Below

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